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For Sellers: Bullhead City, Fort Mohave and Mohave Valley Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What land did the U.S. Government buy for $7.2 million?
A	In March 1867, the US bought all of Russian America (Alaska) from Russia.
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Judy Dewey, REALTORŽ, real estate agent and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Dewey, Owner/REALTOR
PARKWAY PLACE REAL ESTATE
2580 Landon Drive, Suite D
Bullhead City, Arizona 86429
Direct: (928) 234-5839
Office Fax: (928) 754-2576
Home Office: (928) 234-5839
Fax Home Office: (928) 754-1982
Billing Fax: 928-754-1982
Email: Judy@Bullhead4Sale.com
Email: Judydeweyrealtor@aol.com
Email: JudysMyRealtor@aol.com
Email Office: ParkwayPlaceRE@aol.com
As one of the top REALTORSŽ in Bullhead City, Fort Mohave, and Mohave Valley, Arizona, I have the experience and know-how you are looking for and will need. I can make your property search a relaxing, pleasurable, and really fun experience. By utilizing my expertise to find exactly what you're looking for, you will eliminate unnecessary trips and waste of your precious time, which means more time to enjoy golfing, Bullhead City's wonderful weather, water sports, 4-wheeling through the desert, or trying your luck at the casinos! You can always reach me easily and can be assured of a quick and helpful response. I'm waiting to hear from you!

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