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Ask Anything: Bullhead City, Fort Mohave and Mohave Valley Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Judy Dewey, REALTORŽ, real estate agent and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Dewey, Owner/REALTOR
PARKWAY PLACE REAL ESTATE
2580 Landon Drive, Suite D
Bullhead City, Arizona 86429
Direct: (928) 234-5839
Office Fax: (928) 754-2576
Home Office: (928) 234-5839
Fax Home Office: (928) 754-1982
Billing Fax: 928-754-1982
Email: Judy@Bullhead4Sale.com
Email: Judydeweyrealtor@aol.com
Email: JudysMyRealtor@aol.com
Email Office: ParkwayPlaceRE@aol.com
As one of the top REALTORSŽ in Bullhead City, Fort Mohave, and Mohave Valley, Arizona, I have the experience and know-how you are looking for and will need. I can make your property search a relaxing, pleasurable, and really fun experience. By utilizing my expertise to find exactly what you're looking for, you will eliminate unnecessary trips and waste of your precious time, which means more time to enjoy golfing, Bullhead City's wonderful weather, water sports, 4-wheeling through the desert, or trying your luck at the casinos! You can always reach me easily and can be assured of a quick and helpful response. I'm waiting to hear from you!

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